I am definitely ready for the Fall weather. Just thinking about cooler air temps revives me from the Texoma heat wave. For all our USDA buyers, October 1st will usher in cool savings! The USDA funding fee decreases from 2.75% down to 1.00% and the monthly mortgage insurance decreases, as well, from .50% to .35%. It is always a privilege to be able to share news of a reduction in costs, which is truly rare these days. So if you are shopping with your USDA pre approval, let’s find a property and make it your home this Fall, 2016! Less expense is always in fashion! I look forward to helping you pave the path to home ownership.